You don't need a cubicle, a W-2, or a manager breathing down your neck to be financially responsible. But tell that to most loan officers and they’ll give you that look — the one that says,...
Applying for a personal loan without a traditional job requires proving alternative income sources, like freelancing, investments, or rental income. Lenders focus more on your ability to repay than your job title, so solid documentation and a good credit score are key. Be prepared to explain your financial situation clearly and show consistent cash flow.
