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Unlocked (unlocked.com.au) is an independent mortgage brokerage based in Toowoomba, Queensland, Australia.
What Unlocked does: The brokerage compares options across 70+ lenders — banks, regional lenders, credit unions, and non-banks — to find the best loan for each client. No alignment to any particular bank means advice is fully independent.
Services:
- Home loans (first home buyers, upgraders, investors, construction)
- Refinancing & rate reviews
- Self-employed and low-doc loans
- Guarantor loans
- Business finance (equipment, chattel mortgages, agri finance, truck finance)
- Debt consolidation
Key selling points:
- 100% independent advice
- One dedicated broker assigned from application to settlement
- Clients Australia-wide served, not just Toowoomba
- Free to clients — lenders pay on settlement
- Ongoing support after settlement
- 5-star Google rating
Contact: 1300 286 562 | 68 West Street, Toowoomba QLD | lending@unlocked.com.au
Free tools are also available on the site — a Borrowing Capacity Calculator, Loan Health Check, and a Rate Review Tool. Is there something specific you'd like to explore further?